Here2Win Casino · Fazi · New Zealand
40 Clover Fire card on Mottle Fen
Kiwi players can open the session page for 40 Clover Fire pokie apart from this catalogue.
Mottle Fen records 40 Clover Fire for New Zealand: Fazi, low-to-medium volatility, published RTP 96.53%. Kiwi players continue at Here2Win Casino, stake in NZ$. A session that starts in Dunedin is not that sample.
What this pokie is
Mottle Fen writes the 40 Clover Fire entry for this host. Fazi made it. Here2Win Casino is where it is played. The stake shows as NZ$.
The preview under the title is there so a snippet and the page say the same thing. If the list above has a gap, the preview keeps the gap.
Payments people in New Zealand already use, POLi among them, are handled inside the Here2Win Casino account. mottlefen.org never asks for them. The page cannot run the rail.
Studio
Fazi is the studio on the card. 429 of their pokies are in this New Zealand catalogue. The provider page lists them.
20 Wild Heart sits with the other Fazi titles, as does 20 Mega Flames.
40 Clover Fire technical specs, Fazi RNG audit & myth-busting rules
40 Clover Fire is engineered by Fazi on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from GLI, BMM Testlabs, SIQ under ONJN, MGA-aligned RNG certification, Serbian Gaming Board regulatory frameworks.
Fazi (Fazi d.o.o.) is an iGaming studio founded in 1991 and headquartered in Niš, Serbia. Its random number generators (RNG) and math sheets are audited by GLI, BMM Testlabs, SIQ and certified across ONJN, MGA-aligned RNG certification, Serbian Gaming Board. Studio RTP policy: Fixed theoretical RTP (~96.10%).
In the Mottle Fen catalogue, Fazi accounts for 429 pokies, playable at Here2Win Casino (here2win.com.au). Across the 357 titles with a published return, the studio averages 96.13% RTP (spanning 93.69% to 96.96%, with 75 pokies at 96.5% or above). Signature studio mechanics include Progressive Mystery Jackpots (Gold / Platinum / Diamond), Gamble Double-Up.
Gamble Feature: The Gamble feature offers an optional post-win double-up or risk ladder round after standard base-game payouts.
Jackpot: Jackpot mechanics link the title to multi-tier fixed or progressive prize pools triggered either randomly or inside a dedicated jackpot wheel/pick round.
At Here2Win Casino
40 Clover Fire is a Fazi pokie at Here2Win Casino for New Zealand. Mottle Fen records the figures. The game opens at Here2Win Casino, stake in NZ$.
That published figure places the card on the high RTP list.
Published figures & technical specs
- Studio
- Fazi (429 in this catalogue)
- Published RTP
- 96.53%
- RTP band
- 96.5% and above
- Volatility
- low-to-medium
- Hit ratio
- 23.38%
- Features
- Gamble Feature and Jackpot
- House edge
- 3.47%
- Vs studio avg RTP
- +0.40% vs 96.13% avg (#39/357)
- Spins per hit
- ~1 in 4.3 spins
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- GLI, BMM Testlabs, SIQ
- Studio licences
- ONJN, MGA-aligned RNG certification, Serbian Gaming Board
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
40 Clover Fire RTP (96.53%), house edge & 500-spin session math
40 Clover Fire by Fazi returns a published 96.53% RTP (3.47% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 100x–150x bankroll buffer in NZ$ at Here2Win Casino (here2win.com.au).
This Fazi release stands at +0.40 percentage points against the 96.13% studio average across 357 RTP-published titles (rank #39 of 357). The low-to-medium volatility pokie lands a winning combination roughly once every 4.3 spins (23.4% hit frequency). Its 96.53% return profile pairs best with a 100x–150x stake reserve over 250 to 500 spins. Players launch 40 Clover Fire in NZ$ at Here2Win Casino (here2win.com.au) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on 40 Clover Fire (NZ$1/spin @ 96.53% RTP) | NZ$100 | NZ$96.53 | NZ$3.47 | ~23 (23.4%) |
| 250 spins on 40 Clover Fire (NZ$1/spin @ 96.53% RTP) | NZ$250 | NZ$241.32 | NZ$8.67 | ~58 (23.4%) |
| 500 spins on 40 Clover Fire (NZ$1/spin @ 96.53% RTP) | NZ$500 | NZ$482.65 | NZ$17.35 | ~117 (23.4%) |
Pros and cons
Pros
- You do not have to open the lobby to see who made 40 Clover Fire.
- The button remains on mottlefen.org and hands the pokie to Here2Win Casino.
- The published RTP 96.53% is printed as it came on the card.
- low-to-medium volatility is visible before you set an NZ$ stake.
Cons
- Mottle Fen does not hold NZ$ and does not pay winners.
- No bonus number is made up on this page.
- The label does not schedule the next feature.
40 Clover Fire vs Fazi average & peer pokie comparison
Compared against direct studio and mechanic peers, 40 Clover Fire (96.53%) benchmarks directly against Epic Crown 10 (96.96%, Fazi) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.com.au).
| Title & spec anchor | Studio | Published RTP | Delta vs 40 Clover Fire | Volatility | Grid |
|---|---|---|---|---|---|
| 40 Clover Fire (this card) | Fazi | 96.53% | — | low-to-medium | 5×3 / 5×4 HTML5 video grid |
| Epic Crown 10 96.96% RTP medium pokie · Highest RTP in Fazi vs 40 Clover Fire | Fazi | 96.96% | +0.43% | medium | 5×3 / 5×4 HTML5 video grid |
| Crown of Secret 96.74% RTP high pokie · Higher-volatility studio alternative vs 40 Clover Fire | Fazi | 96.74% | +0.21% | high | 5×3 / 5×4 HTML5 video grid |
| Lucky Lady's Clover 97.31% RTP medium pokie · Same mechanic (Gamble Feature) vs 40 Clover Fire | BGaming | 97.31% | +0.78% | medium | 5×3 / 5×4 HTML5 video grid |
| Lucky Riches Hyperspins 97.49% RTP low-to-medium pokie · Same theme (777) vs 40 Clover Fire | Microgaming | 97.49% | +0.96% | low-to-medium | 5×3 / 5×4 HTML5 video grid |
- Alongside 40 Clover Fire (96.53%), review the Epic Crown 10 96.96% Fazi pokie card available at Here2Win Casino.
- Alongside 40 Clover Fire (96.53%), review the Crown of Secret 96.74% Fazi pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
More from Fazi
Who it suits
A low-to-medium volatility pokie usually changes an NZ$ balance in smaller steps. Slower is not safer, and 40 Clover Fire can still end the session down.
How a session moves
Mottle Fen will not tell you the next outcome is due. 40 Clover Fire does not keep a score of how careful you were.
The long sample behind an RTP, when one is printed, is not one evening. Close 40 Clover Fire on time.
The Fruits list also holds 10p / 10c Slot from G Games.
Questions
Does Mottle Fen play the pokie itself?
Here2Win Casino plays it. Mottle Fen is the New Zealand catalogue. The button leaves via mottlefen.org and opens 40 Clover Fire at Here2Win Casino, stake in NZ$.
What RTP does 40 Clover Fire publish?
The card publishes 96.53% for 40 Clover Fire. Across a huge number of spins that is the studio figure. One evening in Dunedin is not that sample.
What volatility is listed for 40 Clover Fire?
The label is low-to-medium volatility. It describes the spread, not a timetable for the feature.
Which studio is 40 Clover Fire from?
Fazi. Other Fazi pokies for New Zealand are grouped on the provider page.
Does this site take POLi?
Deposit at Here2Win Casino after the button. POLi can be offered there. Mottle Fen only names it so the page is clearly the New Zealand catalogue.
Can Kiwi players open 40 Clover Fire on a phone?
Mottle Fen does not publish a separate app. Players in Dunedin use the page, then the casino.
What currency is 40 Clover Fire staked in?
NZ$ at Here2Win Casino. This catalogue does not print a minimum, because that figure lives inside the game, not on the card.
Is there a demo of 40 Clover Fire on Mottle Fen?
No. The page does not run the reels. The button opens 40 Clover Fire at Here2Win Casino. A practice mode, if the casino offers one, is there.
Why is 40 Clover Fire not scored?
There is no rating. A score would be an opinion Mottle Fen refuses to invent. The useful lines are the studio, the RTP when it exists, and the volatility.
Does the pokie remember the last session?
No. 40 Clover Fire does not keep your last evening, in Dunedin or anywhere else. The RTP, when printed, is a long sample, not the next spin.
Who is 40 Clover Fire for?
Adults, 18+. Mottle Fen is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on 40 Clover Fire?
mottlefen.org takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Fazi pokies are on this site?
429. They are grouped on the provider page. 40 Clover Fire is a single title in that group, played at Here2Win Casino.
Does Dunedin change the pokie?
No. The same 40 Clover Fire card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for 40 Clover Fire?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Mottle Fen will not guess the numbers.
Is 40 Clover Fire a pub pokie?
No. It is an online pokie from Fazi, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. 40 Clover Fire will not tap you on the shoulder.
What does the hit ratio of 40 Clover Fire tell me?
How often a spin returns something, not how much, and not when. It is a different number from the RTP. Mottle Fen prints it only because the card includes it.
What are the pros and cons on the 40 Clover Fire page?
It is not a rating of 40 Clover Fire. A pro means the card or the catalogue actually supports the line. A con means a missing figure or a limit of this page.
What do I read first on 40 Clover Fire?
Yes. That short answer is the preview, and it should match the fact list: Fazi, and 96.53% only when you are on a card that has an RTP. Pros and cons come after, in plainer lines.
Will a shorter name still open 40 Clover Fire?
Use the full name on this card. A shorter search in the Here2Win Casino lobby can open a different Fazi title.
What is the maximum win on 40 Clover Fire?
A count of free spins and a bonus-buy price are also absent. Those numbers stay off the page.
Which feature labels are on 40 Clover Fire?
The labels are Gamble Feature and Jackpot. They are names only. This page does not add a bonus amount, a free-spin count, or a jackpot figure.
Stake and POLi
The NZ$ movement, POLi included, happens at Here2Win Casino. This page only names it.
POLi and the other rails people in New Zealand already use are handled inside the Here2Win Casino account. mottlefen.org never asks for them. The page cannot take an NZ$ deposit.
How to play 40 Clover Fire at Here2Win Casino: 7-step session protocol
- Check the verified 40 Clover Fire return (96.53%) and Fazi 5×3 / 5×4 HTML5 video grid layout on this Mottle Fen specification card.
- Size your NZ$ session bankroll at 100x–150x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.com.au) and locate 40 Clover Fire using the Fazi studio filter or instant search bar.
- Launch 40 Clover Fire and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Filed under
Categories Video Slots
Features Gamble Feature Jackpot
Playing this pokie
Search the lobby for 40 Clover Fire, the full title on this card. This page is only the 40 Clover Fire card.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Mottle Fen leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. mottlefen.org does not host the reels.
40 Clover Fire is tagged Gamble Feature and Jackpot. Those words are the only feature facts on the card.
The hit ratio printed for 40 Clover Fire is 23.38%. That is a studio sample of how often a spin returns something.