Here2Win Casino · Microgaming · New Zealand
The Mottle Fen page for Loaded
Kiwi players can open the session page for Loaded pokie apart from this catalogue.
Mottle Fen records Loaded for New Zealand: studio Microgaming, medium volatility, RTP 96.29%. The button hands the pokie to Here2Win Casino. Nothing on this page changes the reel maths, and POLi does not either.
What this pokie is
Mottle Fen writes the Loaded entry for this host. Microgaming made it. Here2Win Casino is where it is played. The stake shows as NZ$.
Mottle Fen keeps the New Zealand page for Loaded on its own host. Kiwi players get pokie, NZ$ and POLi named in this copy, in this order. The play button still ends at Here2Win Casino.
Mottle Fen keeps a New Zealand page for Loaded rather than reusing the Australian sentences. The host is its own catalogue. Play still ends at Here2Win Casino.
Studio
Microgaming is the studio on the card. 739 of their pokies are in this New Zealand catalogue. Each one hands off through mottlefen.org to Here2Win Casino.
Loaded technical specs, Microgaming RNG audit & myth-busting rules
Loaded is engineered by Microgaming on a 5×3 / 5×4 HTML5 video grid (Standard studio payline / ways structure) architecture with independent RNG certification from eCOGRA (co-founder), GLI under MGA, UKGC, AGCO (Ontario) regulatory frameworks.
Microgaming (Games Global / Apricot Investments) is an iGaming studio founded in 1994 and headquartered in Isle of Man. Its random number generators (RNG) and math sheets are audited by eCOGRA (co-founder), GLI and certified across MGA, UKGC, AGCO (Ontario). Studio RTP policy: Fixed and multi-tier RTP profiles depending on partner studio release.
In the Mottle Fen catalogue, Microgaming accounts for 739 pokies, playable at Here2Win Casino (here2win.com.au). Across the 640 titles with a published return, the studio averages 95.85% RTP (spanning 92.00% to 97.53%, with 90 pokies at 96.5% or above). Signature studio mechanics include 243 Ways to Win, Rolling Reels, Link & Win, Progressive Jackpot Networks.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 739 other Microgaming pokies are grouped with Loaded, and they are played at Here2Win Casino.
Mottle Fen files 12 Skulls of the Dead VF and 11 Champions under Microgaming.
Published figures & technical specs
- Studio
- Microgaming (739 in this catalogue)
- Published RTP
- 96.29%
- RTP band
- 96% to 96.5%
- Volatility
- medium
- House edge
- 3.71%
- Vs studio avg RTP
- +0.44% vs 95.85% avg (#175/640)
- Reel grid
- 5×3 / 5×4 HTML5 video grid
- Pay structure
- Standard studio payline / ways structure
- RNG testing labs
- eCOGRA (co-founder), GLI
- Studio licences
- MGA, UKGC, AGCO (Ontario)
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Loaded RTP (96.29%), house edge & 500-spin session math
Loaded by Microgaming returns a published 96.29% RTP (3.71% house edge) across a 5×3 / 5×4 HTML5 video grid layout and calls for a 150x–200x bankroll buffer in NZ$ at Here2Win Casino (here2win.com.au).
This Microgaming release stands at +0.44 percentage points against the 95.85% studio average across 640 RTP-published titles (rank #175 of 640). The medium-volatility pokie lands a winning combination roughly once every 3.3 spins (30.1% hit frequency). Its 96.29% return profile pairs best with a 150x–200x stake reserve over 250 to 500 spins. Players launch Loaded in NZ$ at Here2Win Casino (here2win.com.au) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Loaded (NZ$1/spin @ 96.29% RTP) | NZ$100 | NZ$96.29 | NZ$3.71 | ~30 (30.1%) |
| 250 spins on Loaded (NZ$1/spin @ 96.29% RTP) | NZ$250 | NZ$240.72 | NZ$9.27 | ~75 (30.1%) |
| 500 spins on Loaded (NZ$1/spin @ 96.29% RTP) | NZ$500 | NZ$481.45 | NZ$18.55 | ~151 (30.1%) |
Pros and cons
Pros
- You do not have to open the lobby to see who made Loaded.
- The stake for Kiwi players is in NZ$.
- The published RTP 96.29% is printed as it came on the card.
- medium-volatility is visible before you set an NZ$ stake.
Cons
- Mottle Fen does not hold NZ$ and does not pay winners.
- No bonus number is made up on this page.
- Hit rate is unpublished for Loaded.
Loaded vs Microgaming average & peer pokie comparison
Compared against direct studio and mechanic peers, Loaded (96.29%) benchmarks directly against Mega Money Rush (97.53%, Microgaming) across its 5×3 / 5×4 HTML5 video grid layout at Here2Win Casino (here2win.com.au).
| Title & spec anchor | Studio | Published RTP | Delta vs Loaded | Volatility | Grid |
|---|---|---|---|---|---|
| Loaded (this card) | Microgaming | 96.29% | — | medium | 5×3 / 5×4 HTML5 video grid |
| Mega Money Rush 97.53% RTP pokie · Highest RTP in Microgaming vs Loaded | Microgaming | 97.53% | +1.24% | — | 5×3 / 5×4 HTML5 video grid |
| Retro Reels - Extreme Heat 97.50% RTP high pokie · Higher-volatility studio alternative vs Loaded | Microgaming | 97.50% | +1.21% | high | 5×3 / 5×4 HTML5 video grid |
| Shopping Mall Tycoon 98.00% RTP medium-to-high pokie · Same theme (Cash) vs Loaded | KA Gaming | 98.00% | +1.71% | medium-to-high | 5×3 / 5×4 HTML5 video grid |
- Alongside Loaded (96.29%), review the Mega Money Rush 97.53% Microgaming pokie card available at Here2Win Casino.
- Alongside Loaded (96.29%), review the Retro Reels - Extreme Heat 97.50% Microgaming pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
More from Microgaming
Who it suits
A medium-volatility pokie is a middle pace. Mottle Fen files Loaded as an ordinary session at Here2Win Casino for New Zealand, not as a method.
How a session moves
Mottle Fen will not tell you the next outcome is due. Loaded does not keep a score of how careful you were.
The long sample behind an RTP, when one is printed, is not one evening. A catalogue cannot close it for you.
36 Coins Score The Jackpot sits in the Gold group with this card.
Questions
Is Loaded on the New Zealand list?
Here2Win Casino plays it. Mottle Fen is the New Zealand catalogue. The button leaves via mottlefen.org and opens Loaded at Here2Win Casino, stake in NZ$.
What RTP does Loaded publish?
The card publishes 96.29% for Loaded. Across a huge number of spins that is the studio figure. One evening in Christchurch is not that sample.
How bumpy is Loaded?
medium-volatility. A medium-volatility pokie moves an NZ$ stake in jumps. If that is more movement than you want, drop the stake or pick another title.
Who built this pokie?
Microgaming. Other Microgaming pokies for New Zealand are grouped on the provider page.
Where do I deposit NZ$?
Deposit at Here2Win Casino after the button. POLi can be offered there. Mottle Fen only names it so the page is clearly the New Zealand catalogue.
Does Loaded work on mobile in New Zealand?
Yes. The button on mottlefen.org is the same on a phone. Here2Win Casino loads the pokie, and the stake is in NZ$.
Is the stake in NZ$?
You set the NZ$ stake after the handoff. mottlefen.org never holds it.
Is there a demo of Loaded on Mottle Fen?
No. The page does not run the reels. The button opens Loaded at Here2Win Casino. A practice mode, if the casino offers one, is there.
Why is Loaded not scored?
Loaded is not placed above or below the rest of the New Zealand list.
Can Loaded be due to pay?
No. Loaded does not keep your last evening, in Christchurch or anywhere else. The RTP, when printed, is a long sample, not the next spin.
Who is Loaded for?
Adults, 18+. Mottle Fen is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Loaded?
mottlefen.org takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Microgaming pokies are on this site?
739. They are grouped on the provider page. Loaded is a single title in that group, played at Here2Win Casino.
Does Christchurch change the pokie?
No. The same Loaded card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Loaded?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Mottle Fen will not guess the numbers.
Is Loaded a pub pokie?
No. It is an online pokie from Microgaming, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Loaded will not tap you on the shoulder.
Why list pros and cons for Loaded?
It is not a rating of Loaded. A pro means the card or the catalogue actually supports the line. A con means a missing figure or a limit of this page.
What do I read first on Loaded?
Read it as a card, not as a tip for Christchurch. The pokie does not know the city, and the page does not pretend it does.
Will a shorter name still open Loaded?
This page is only Loaded. The play button follows that name, not a shorter guess.
How many reels and paylines does Loaded have?
A count of free spins and a bonus-buy price are also absent. Those numbers stay off the page.
Are the bonus features of Loaded described here?
Nothing was tagged on Loaded. A bonus round, a buy price, and a jackpot figure stay unwritten.
Stake and POLi
The NZ$ movement, POLi included, happens at Here2Win Casino. This page only names it.
POLi and the other rails people in New Zealand already use are handled inside the Here2Win Casino account. mottlefen.org never asks for them. The page can name POLi.
How to play Loaded at Here2Win Casino: 7-step session protocol
- Check the verified Loaded return (96.29%) and Microgaming 5×3 / 5×4 HTML5 video grid layout on this Mottle Fen specification card.
- Size your NZ$ session bankroll at 150x–200x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.com.au) and locate Loaded using the Microgaming studio filter or instant search bar.
- Launch Loaded and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Filed under
Categories Video Slots
Playing this pokie
Search the lobby for Loaded, the full title on this card. This page is only the Loaded card.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Mottle Fen leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. No app is installed from Mottle Fen.
This card has no feature label, so no bonus round is described for Loaded.