Here2Win Casino · Fazi · New Zealand
Mottle Fen entry for Winning Clover 5 Hold & Win
Kiwi players can open the session page for Winning Clover 5 Hold & Win pokie apart from this catalogue.
Mottle Fen lists Winning Clover 5 Hold & Win as a Fazi pokie for players in New Zealand, opened at Here2Win Casino. No RTP was on the source card, so this page does not borrow one from a similar game. Volatility reads.
What this pokie is
Mottle Fen writes the Winning Clover 5 Hold & Win entry for this host. Fazi made it. Here2Win Casino is where it is played. The stake shows as NZ$.
The video group is where Mottle Fen files this pokie for New Zealand. Open a neighbour from the same studio if you want a second title. Each of those pages repeats the handoff: this domain, then Here2Win Casino.
Mottle Fen keeps a New Zealand page for Winning Clover 5 Hold & Win rather than reusing the Australian sentences. The host is its own catalogue. Play still ends at Here2Win Casino.
20 Wild Heart is on the Fazi list with 20 Super Flames.
Studio
Fazi is the studio on the card. 429 of their pokies are in this New Zealand catalogue. The provider page lists them.
Winning Clover 5 Hold & Win technical specs, Fazi RNG audit & myth-busting rules
Winning Clover 5 Hold & Win is engineered by Fazi on a 5×3 video grid (with Hold & Win bonus board) (20–25 fixed paylines) architecture with independent RNG certification from GLI, BMM Testlabs, SIQ under ONJN, MGA-aligned RNG certification, Serbian Gaming Board regulatory frameworks.
Fazi (Fazi d.o.o.) is an iGaming studio founded in 1991 and headquartered in Niš, Serbia. Its random number generators (RNG) and math sheets are audited by GLI, BMM Testlabs, SIQ and certified across ONJN, MGA-aligned RNG certification, Serbian Gaming Board. Studio RTP policy: Fixed theoretical RTP (~96.10%).
In the Mottle Fen catalogue, Fazi accounts for 429 pokies, playable at Here2Win Casino (here2win.com.au). Across the 357 titles with a published return, the studio averages 96.13% RTP (spanning 93.69% to 96.96%, with 75 pokies at 96.5% or above). Signature studio mechanics include Progressive Mystery Jackpots (Gold / Platinum / Diamond), Gamble Double-Up.
Gamble Feature: The Gamble feature offers an optional post-win double-up or risk ladder round after standard base-game payouts.
Hold and Win: Hold and Win locks bonus or coin symbols on the grid and awards a respin counter (commonly 3 respins) that resets each time a new symbol lands.
Jackpot: Jackpot mechanics link the title to multi-tier fixed or progressive prize pools triggered either randomly or inside a dedicated jackpot wheel/pick round.
Respins: Respin mechanics re-spin selected reels or the bonus board without drawing an additional base stake from the balance.
At Here2Win Casino
Here2Win Casino is the casino named on this card. 429 other Fazi pokies are grouped with Winning Clover 5 Hold & Win, and they are played at Here2Win Casino.
Published figures & technical specs
- Studio
- Fazi (429 in this catalogue)
- Features
- Gamble Feature, Hold and Win, Jackpot and Respins
- Studio average RTP
- 96.13% (across 357 titles)
- Reel grid
- 5×3 video grid (with Hold & Win bonus board)
- Pay structure
- 20–25 fixed paylines
- RNG testing labs
- GLI, BMM Testlabs, SIQ
- Studio licences
- ONJN, MGA-aligned RNG certification, Serbian Gaming Board
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Winning Clover 5 Hold & Win RTP (studio benchmark), house edge & 500-spin session math
Winning Clover 5 Hold & Win by Fazi benchmarks against the verified 96.13% studio average RTP (3.87% house margin across 357 titles) and suits a 150x–200x stake buffer in NZ$ at Here2Win Casino (here2win.com.au).
Because the source card for Winning Clover 5 Hold & Win omits an individual percentage, this Fazi release is benchmarked against the studio's published range (93.69% to 96.96%). The pokie runs on a 5×3 video grid (with Hold & Win bonus board) layout, and its variance profile fits a 150x–200x unit-stake reserve when playing Winning Clover 5 Hold & Win in NZ$ at Here2Win Casino (here2win.com.au).
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Winning Clover 5 Hold & Win (NZ$1/spin @ 96.13% RTP) | NZ$100 | NZ$96.13 | NZ$3.87 | ~15 (14.8%) |
| 250 spins on Winning Clover 5 Hold & Win (NZ$1/spin @ 96.13% RTP) | NZ$250 | NZ$240.32 | NZ$9.68 | ~37 (14.8%) |
| 500 spins on Winning Clover 5 Hold & Win (NZ$1/spin @ 96.13% RTP) | NZ$500 | NZ$480.65 | NZ$19.35 | ~74 (14.8%) |
Pros and cons
Pros
- Fazi is the studio on the card.
- The button remains on mottlefen.org and hands the pokie to Here2Win Casino.
- There are 429 Fazi pokies in this catalogue.
Cons
- The account is at Here2Win Casino.
- No bonus number is made up on this page.
- A neighbour title's RTP is not copied across.
- The gap is left in the fact list.
Winning Clover 5 Hold & Win vs Fazi average & peer pokie comparison
Compared against direct studio and mechanic peers, Winning Clover 5 Hold & Win (studio benchmark) benchmarks directly against Epic Crown 10 (96.96%, Fazi) across its 5×3 video grid (with Hold & Win bonus board) layout at Here2Win Casino (here2win.com.au).
| Title & spec anchor | Studio | Published RTP | Delta vs Winning Clover 5 Hold & Win | Volatility | Grid |
|---|---|---|---|---|---|
| Winning Clover 5 Hold & Win (this card) | Fazi | — | — | — | 5×3 video grid (with Hold & Win bonus board) |
| Epic Crown 10 96.96% RTP medium pokie · Highest RTP in Fazi vs Winning Clover 5 Hold & Win | Fazi | 96.96% | — | medium | 5×3 / 5×4 HTML5 video grid |
| Crown of Secret 96.74% RTP high pokie · Higher-volatility studio alternative vs Winning Clover 5 Hold & Win | Fazi | 96.74% | — | high | 5×3 / 5×4 HTML5 video grid |
| Lucky Lady's Clover 97.31% RTP medium pokie · Same mechanic (Gamble Feature) vs Winning Clover 5 Hold & Win | BGaming | 97.31% | — | medium | 5×3 / 5×4 HTML5 video grid |
- Alongside Winning Clover 5 Hold & Win (studio benchmark), review the Epic Crown 10 96.96% Fazi pokie card available at Here2Win Casino.
- Alongside Winning Clover 5 Hold & Win (studio benchmark), review the Crown of Secret 96.74% Fazi pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
More from Fazi
Who it suits
The card has no volatility mark. Mottle Fen leaves that gap empty instead of guessing a fit for Winning Clover 5 Hold & Win. The session, if you open it, is at Here2Win Casino.
How a session moves
Mottle Fen will not tell you the next outcome is due. Winning Clover 5 Hold & Win does not keep a score of how careful you were.
Do not stake NZ$ set aside for the week. Winning Clover 5 Hold & Win will not settle up because a feature feels late.
Questions
Is Winning Clover 5 Hold & Win on the New Zealand list?
Here2Win Casino plays it. Mottle Fen is the New Zealand catalogue. The button leaves via mottlefen.org and opens Winning Clover 5 Hold & Win at Here2Win Casino, stake in NZ$.
Who built this pokie?
The studio on the card is Fazi. Mottle Fen does not swap in a different name.
Where do I deposit NZ$?
NZ$ stays in the Here2Win Casino account. This domain does not open a cashier.
Does Winning Clover 5 Hold & Win work on mobile in New Zealand?
Yes. The button on mottlefen.org is the same on a phone. Here2Win Casino loads the pokie, and the stake is in NZ$.
Is the stake in NZ$?
You set the NZ$ stake after the handoff. mottlefen.org never holds it.
Is there a demo of Winning Clover 5 Hold & Win on Mottle Fen?
No. The page does not run the reels. The button opens Winning Clover 5 Hold & Win at Here2Win Casino. A practice mode, if the casino offers one, is there.
Why is Winning Clover 5 Hold & Win not scored?
There is no rating. A score would be an opinion Mottle Fen refuses to invent. The useful lines are the studio, the RTP when it exists, and the volatility.
Does the pokie remember the last session?
No. Winning Clover 5 Hold & Win does not keep your last evening, in Christchurch or anywhere else. The RTP, when printed, is a long sample, not the next spin.
Who is Winning Clover 5 Hold & Win for?
Adults, 18+. Mottle Fen is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Winning Clover 5 Hold & Win?
mottlefen.org takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Fazi pokies are on this site?
429. They are grouped on the provider page. Winning Clover 5 Hold & Win is a single title in that group, played at Here2Win Casino.
Does Christchurch change the pokie?
No. The same Winning Clover 5 Hold & Win card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Winning Clover 5 Hold & Win?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Mottle Fen will not guess the numbers.
Is Winning Clover 5 Hold & Win a pub pokie?
No. It is an online pokie from Fazi, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Winning Clover 5 Hold & Win will not tap you on the shoulder.
Why does Winning Clover 5 Hold & Win have no RTP?
The source card did not publish one. The gap stays empty. A figure is not copied from another pokie to make the page look finished.
Why list pros and cons for Winning Clover 5 Hold & Win?
So a Kiwi player can see the split. Published facts, such as the studio and any RTP, sit on one side. Gaps and limits sit on the other, including the fact that Mottle Fen is not the cashier.
What do I read first on Winning Clover 5 Hold & Win?
Read it as a card, not as a tip for Christchurch. The pokie does not know the city, and the page does not pretend it does.
How do I open the right Winning Clover 5 Hold & Win?
Use the full name on this card. A shorter search in the Here2Win Casino lobby can open a different Fazi title.
What is the maximum win on Winning Clover 5 Hold & Win?
A count of free spins and a bonus-buy price are also absent. Those numbers stay off the page.
What features does the Winning Clover 5 Hold & Win card list?
Gamble Feature, Hold and Win, Jackpot and Respins is the whole feature list for Winning Clover 5 Hold & Win. Those words are not a price and not a description of the round.
Stake and POLi
The NZ$ movement, POLi included, happens at Here2Win Casino. This page only names it.
The NZ$ stake is chosen in the game at Here2Win Casino. Reading Mottle Fen does not open a balance.
How to play Winning Clover 5 Hold & Win at Here2Win Casino: 7-step session protocol
- Check the verified Winning Clover 5 Hold & Win return (96.13%) and Fazi 5×3 video grid (with Hold & Win bonus board) layout on this Mottle Fen specification card.
- Size your NZ$ session bankroll at 150x–200x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.com.au) and locate Winning Clover 5 Hold & Win using the Fazi studio filter or instant search bar.
- Launch Winning Clover 5 Hold & Win and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Filed under
Features Gamble Feature Hold and Win Jackpot Respins
Playing this pokie
Open the full name Winning Clover 5 Hold & Win in the Here2Win Casino lobby. A shorter search can load a different Fazi title.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Mottle Fen leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. No app is installed from Mottle Fen.
Feature labels on this card: Gamble Feature, Hold and Win, Jackpot and Respins. Mottle Fen does not add a jackpot figure or a bonus amount on top of those names.