Here2Win Casino · Fazi · New Zealand
Mottle Fen entry for Clover Coin
Kiwi players can open the session page for Clover Coin pokie apart from this catalogue.
Mottle Fen records Clover Coin for New Zealand: Fazi, medium-volatility, published RTP 94.45%. Kiwi players continue at Here2Win Casino, stake in NZ$. The figure is the long sample.
What this pokie is
Mottle Fen writes the Clover Coin entry for this host. Fazi made it. Here2Win Casino is where it is played. The stake shows as NZ$.
Auckland or Dunedin sees the same pokie. Mottle Fen writes the facts once, on this URL.
Mottle Fen keeps a New Zealand page for Clover Coin rather than reusing the Australian sentences. The host is its own catalogue. Play still ends at Here2Win Casino.
Studio
Fazi is the studio on the card. 429 of their pokies are in this New Zealand catalogue. Each one hands off through mottlefen.org to Here2Win Casino.
Fazi printed this card, and 40 Fire Cash is another of theirs in the catalogue.
Clover Coin technical specs, Fazi RNG audit & myth-busting rules
Clover Coin is engineered by Fazi on a 5×3 video grid (with Hold & Win bonus board) (20–25 fixed paylines) architecture with independent RNG certification from GLI, BMM Testlabs, SIQ under ONJN, MGA-aligned RNG certification, Serbian Gaming Board regulatory frameworks.
Fazi (Fazi d.o.o.) is an iGaming studio founded in 1991 and headquartered in Niš, Serbia. Its random number generators (RNG) and math sheets are audited by GLI, BMM Testlabs, SIQ and certified across ONJN, MGA-aligned RNG certification, Serbian Gaming Board. Studio RTP policy: Fixed theoretical RTP (~96.10%).
In the Mottle Fen catalogue, Fazi accounts for 429 pokies, playable at Here2Win Casino (here2win.com.au). Across the 357 titles with a published return, the studio averages 96.13% RTP (spanning 93.69% to 96.96%, with 75 pokies at 96.5% or above). Signature studio mechanics include Progressive Mystery Jackpots (Gold / Platinum / Diamond), Gamble Double-Up.
Gamble Feature: The Gamble feature offers an optional post-win double-up or risk ladder round after standard base-game payouts.
Jackpot: Jackpot mechanics link the title to multi-tier fixed or progressive prize pools triggered either randomly or inside a dedicated jackpot wheel/pick round.
At Here2Win Casino
Clover Coin is a Fazi pokie at Here2Win Casino for New Zealand. Mottle Fen records the figures. The game opens at Here2Win Casino, stake in NZ$.
Published figures & technical specs
- Studio
- Fazi (429 in this catalogue)
- Published RTP
- 94.45%
- RTP band
- under 96%
- Volatility
- medium
- Hit ratio
- 12.54%
- Features
- Gamble Feature and Jackpot
- House edge
- 5.55%
- Vs studio avg RTP
- -1.68% vs 96.13% avg (#354/357)
- Spins per hit
- ~1 in 8.0 spins
- Reel grid
- 5×3 video grid (with Hold & Win bonus board)
- Pay structure
- 20–25 fixed paylines
- RNG testing labs
- GLI, BMM Testlabs, SIQ
- Studio licences
- ONJN, MGA-aligned RNG certification, Serbian Gaming Board
- Platform
- HTML5 (Desktop, iOS & Android)
- Play at
- Here2Win Casino
- Stake
- NZ$
- Card updated
- 2026-11-04
Clover Coin RTP (94.45%), house edge & 500-spin session math
Clover Coin by Fazi returns a published 94.45% RTP (5.55% house edge) across a 5×3 video grid (with Hold & Win bonus board) layout and calls for a 150x–200x bankroll buffer in NZ$ at Here2Win Casino (here2win.com.au).
This Fazi release stands at -1.68 percentage points against the 96.13% studio average across 357 RTP-published titles (rank #354 of 357). The medium-volatility pokie lands a winning combination roughly once every 8.0 spins (12.5% hit frequency). Its 94.45% math model requires a 150x–200x unit-stake buffer to absorb standard variance swings. Players launch Clover Coin in NZ$ at Here2Win Casino (here2win.com.au) with full HTML5 desktop and mobile parity.
| Session volume & entity | Total turnover | Theoretical return | House margin | Est. winning spins |
|---|---|---|---|---|
| 100 spins on Clover Coin (NZ$1/spin @ 94.45% RTP) | NZ$100 | NZ$94.45 | NZ$5.55 | ~13 (12.5%) |
| 250 spins on Clover Coin (NZ$1/spin @ 94.45% RTP) | NZ$250 | NZ$236.13 | NZ$13.87 | ~31 (12.5%) |
| 500 spins on Clover Coin (NZ$1/spin @ 94.45% RTP) | NZ$500 | NZ$472.25 | NZ$27.75 | ~63 (12.5%) |
Pros and cons
Pros
- You do not have to open the lobby to see who made Clover Coin.
- The button remains on mottlefen.org and hands the pokie to Here2Win Casino.
- The published RTP 94.45% is printed as it came on the card.
- The pace is marked medium-volatility.
Cons
- Mottle Fen does not hold NZ$ and does not pay winners.
- If Here2Win Casino has an offer, its terms are shown there.
Clover Coin vs Fazi average & peer pokie comparison
Compared against direct studio and mechanic peers, Clover Coin (94.45%) benchmarks directly against Epic Crown 10 (96.96%, Fazi) across its 5×3 video grid (with Hold & Win bonus board) layout at Here2Win Casino (here2win.com.au).
| Title & spec anchor | Studio | Published RTP | Delta vs Clover Coin | Volatility | Grid |
|---|---|---|---|---|---|
| Clover Coin (this card) | Fazi | 94.45% | — | medium | 5×3 video grid (with Hold & Win bonus board) |
| Epic Crown 10 96.96% RTP medium pokie · Highest RTP in Fazi vs Clover Coin | Fazi | 96.96% | +2.51% | medium | 5×3 / 5×4 HTML5 video grid |
| Crown of Secret 96.74% RTP high pokie · Higher-volatility studio alternative vs Clover Coin | Fazi | 96.74% | +2.29% | high | 5×3 / 5×4 HTML5 video grid |
| Lucky Lady's Clover 97.31% RTP medium pokie · Same mechanic (Gamble Feature) vs Clover Coin | BGaming | 97.31% | +2.86% | medium | 5×3 / 5×4 HTML5 video grid |
| Daruma Impact 98.32% RTP very-high pokie · Same theme (Coins) vs Clover Coin | Habanero | 98.32% | +3.87% | very-high | 5×3 / 5×4 HTML5 video grid |
- Alongside Clover Coin (94.45%), review the Epic Crown 10 96.96% Fazi pokie card available at Here2Win Casino.
- Alongside Clover Coin (94.45%), review the Crown of Secret 96.74% Fazi pokie card available at Here2Win Casino.
- Benchmark any two releases in the head-to-head pokie RTP and volatility comparator or run the NZ$ session bankroll and stake calculator.
More from Fazi
Who it suits
A medium-volatility pokie is a middle pace. Mottle Fen files Clover Coin as an ordinary session at Here2Win Casino for New Zealand, not as a method.
How a session moves
Short session, then close it. Clover Coin does not keep a score of how careful you were.
Do not stake NZ$ set aside for the week. Clover Coin will not settle up because a feature feels late.
Mottle Fen files this card under Coins, the same theme as 15 Coins Grand Gold Edition Halloween Jackpots.
Questions
Is Clover Coin on the New Zealand list?
Here2Win Casino plays it. Mottle Fen is the New Zealand catalogue. The button leaves via mottlefen.org and opens Clover Coin at Here2Win Casino, stake in NZ$.
What RTP does Clover Coin publish?
Mottle Fen repeats 94.45% and does not round it to look tidier.
How bumpy is Clover Coin?
The label is medium-volatility. It describes the spread, not a timetable for the feature.
Which studio is Clover Coin from?
The studio on the card is Fazi. Mottle Fen does not swap in a different name.
Does this site take POLi?
NZ$ stays in the Here2Win Casino account. This domain does not open a cashier.
Can Kiwi players open Clover Coin on a phone?
Yes. The button on mottlefen.org is the same on a phone. Here2Win Casino loads the pokie, and the stake is in NZ$.
What currency is Clover Coin staked in?
You set the NZ$ stake after the handoff. mottlefen.org never holds it.
Can I play Clover Coin on this page?
The card is for reading. The session is not hosted on mottlefen.org.
Where is the rating for this pokie?
Clover Coin is not placed above or below the rest of the New Zealand list.
Does the pokie remember the last session?
No. Clover Coin does not keep your last evening, in Hamilton or anywhere else. The RTP, when printed, is a long sample, not the next spin.
Who is Clover Coin for?
Adults, 18+. Mottle Fen is a New Zealand catalogue. Gambling can harm, and the page is not a promise of winnings.
What happens when I press play on Clover Coin?
mottlefen.org takes the click and Here2Win Casino opens the pokie. The partner address stays off the article.
How many Fazi pokies are on this site?
429. They are grouped on the provider page. Clover Coin is a single title in that group, played at Here2Win Casino.
Does Hamilton change the pokie?
No. The same Clover Coin card applies across New Zealand. City is not a reel setting. NZ$ and POLi are the local pieces, and both are settled at Here2Win Casino.
Is a bonus amount listed for Clover Coin?
No amount is printed here. A welcome offer, if Here2Win Casino has one, is shown in the account with its own terms. Mottle Fen will not guess the numbers.
Is Clover Coin a pub pokie?
No. It is an online pokie from Fazi, opened at Here2Win Casino. The page does not describe a machine in a venue.
How do I finish a session?
Decide the NZ$ limit before the reels move, then stop when it is reached. Clover Coin will not tap you on the shoulder.
What does the hit ratio of Clover Coin tell me?
How often a spin returns something, not how much, and not when. It is a different number from the RTP. Mottle Fen prints it only because the card includes it.
Why list pros and cons for Clover Coin?
So a Kiwi player can see the split. Published facts, such as the studio and any RTP, sit on one side. Gaps and limits sit on the other, including the fact that Mottle Fen is not the cashier.
What do I read first on Clover Coin?
Read it as a card, not as a tip for Hamilton. The pokie does not know the city, and the page does not pretend it does.
Will a shorter name still open Clover Coin?
This page is only Clover Coin. The play button follows that name, not a shorter guess.
How many reels and paylines does Clover Coin have?
The card does not publish a maximum win, a reel count, or a payline count. Mottle Fen does not guess them.
What features does the Clover Coin card list?
The labels are Gamble Feature and Jackpot. They are names only. This page does not add a bonus amount, a free-spin count, or a jackpot figure.
Stake and POLi
The NZ$ movement, POLi included, happens at Here2Win Casino. This page only names it.
POLi and the other rails people in New Zealand already use are handled inside the Here2Win Casino account. mottlefen.org never asks for them. The page can name POLi.
How to play Clover Coin at Here2Win Casino: 7-step session protocol
- Check the verified Clover Coin return (94.45%) and Fazi 5×3 video grid (with Hold & Win bonus board) layout on this Mottle Fen specification card.
- Size your NZ$ session bankroll at 150x–200x your base spin stake using the interactive 100/250/500-spin calculator above.
- Open Here2Win Casino (here2win.com.au) and locate Clover Coin using the Fazi studio filter or instant search bar.
- Launch Clover Coin and open the in-game help sheet ("?" or "i" icon) to verify the active paytable, feature rules, and printed RTP.
- Select your unit spin stake in NZ$ (such as NZ$0.20–NZ$1.00) so your session balance comfortably covers 200 to 300 spins.
- Lock in a session timer and stop-loss limit at Here2Win Casino prior to spinning, keeping stake size flat through normal variance swings.
- Complete account KYC verification at Here2Win Casino early and use the same verified POLi rail for seamless NZ$ withdrawals.
Filed under
Categories Video Slots
Features Gamble Feature Jackpot
Playing this pokie
Open the full name Clover Coin in the Here2Win Casino lobby. A shorter search can load a different Fazi title.
The card does not publish a maximum win, a reel count, a payline count, a count of free spins, or a bonus-buy price. Mottle Fen leaves those fields empty.
Kiwi players play this pokie in the browser at Here2Win Casino, stake in NZ$. No app is installed from Mottle Fen.
Feature labels on this card: Gamble Feature and Jackpot. Mottle Fen does not add a jackpot figure or a bonus amount on top of those names.
12.54% is the hit ratio on this card. Read it as a long sample, not as the next spin at Here2Win Casino.